4 Tips For Getting Your Accident Case Settled With Your Insurance Company

Law Blog

If you've been involved in a car accident, then you know the financial losses that typically accompany this situation. The more severe the injury, the more losses you may incur. The first thing you will want to do is to work to get the case settled so you can receive the necessary amount of compensation for your losses. Knowing tips that can help you accomplish this task are sure to come in handy for you, so consider the information below as you prepare to go forward.

Tip #1: Know your numbers

Before you talk to the insurance adjuster, you should have a settlement amount in mind.  This will help you be more prepared and will allow you to have a greater chance of getting the compensation you want out of your case. It's ideal to create a professional report that lists the items below to present to your insurance company:

  1. The cost to repair or replace your vehicle.
  2. The amount of money you've had to pay out of pocket for medical bills.
  3. If you've been unable to work, you can include this amount in your report.
  4. Any additional costs, such as gasoline to the doctor or having your car towed.

Additionally, it's in your best interest to have the official report from each company listed.

Tip #2: Be patient

It may be a challenge for you to wait a while to get the money for your accident losses, but by doing so, you may be able to get more of it. Insurance companies typically offer the lowest amount first hoping you will take it because you're in a hurry. Be sure to avoid doing so to help increase your settlement amount.

Tip #3:  Know your emotional losses

In order to get more money for your settlement amount, list your emotional losses. This could be pain and suffering and how you've been distraught since the day of the crash. You may have been prescribed medication to help you cope, and this should be fully emphasized to your insurer.

The more details you can provide regarding how strongly you were affected by the accident, the greater the possibility of being able to recover more money.

Being in a car accident is never fun and is sure to be one that may cost you money. Be sure to be prepared to work with an insurance law attorney if you feel you didn't receive the compensation you deserve for your automobile accident.

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29 September 2015

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